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Truck & Ute Finance

Flexible Truck & Ute Finance Across New Zealand

Get behind the wheel of your next truck or ute with tailored finance options, fast approval, and flexible repayment terms designed for tradies and business owners.

Bad Credit Approved

Finance Solutions for Every Truck or Ute Need

Whether you’re upgrading your business vehicle or adding to your fleet, our specialized truck and ute finance options make it easy. Enjoy competitive rates, low deposits, and same-day approvals.

Why Choose us

Why New Zealand Businesses Trust Our Truck & Ute Finance

We specialise in truck and ute finance built for hardworking Kiwis. From sole traders to growing fleets, we deliver fast approvals, flexible repayments, and clear terms—so you can stay focused on getting the job done.

Get approved quickly so your truck or ute is ready to work without delays or downtime.

Access affordable interest rates starting from just 11.5% p.a., designed to support cash flow and business growth.

Choose repayment terms from 12 to 60 months, tailored to suit your income cycle and workload.

Finance trucks and utes from trusted dealers across New Zealand, including new, used, and work-ready vehicles.

Who Can Apply?

You may be eligible if you:

Our bad credit car loans are designed for everyday Kiwis, making finance simple, inclusive, and accessible for a fresh start.

Steady Income

Whether employed, self-employed, or supported, showing reliable income helps prove your financial stability for loan approval.

Age Requirement

Applicants must be 18 or older and a New Zealand resident to qualify for our financing programs.

Affordable Repayments

We’ll assess your situation to ensure repayment plans are helping you succeed without financial stress.

Guided Every Step

Our Process Made Simple

Follow a clear, step-by-step journey to find the right loan, apply with ease, get approved fast, and receive your payout.

01
Apply Online

Complete a quick form in minutes with no paperwork, giving us the details we need to match your loan.

02
Get Approved

Receive a fast decision within hours, with clear communication so you know exactly where you stand at every stage.

03
Drive Away

Once approved, your funds are released quickly, letting you secure your vehicle and hit the road without delays.

Apply Now

Get Your Truck or Ute Finance Approved Today

Drive your business forward with fast, flexible financing for trucks and utes. Apply online in minutes and receive approval within hours—no hassle, no waiting.

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