We help Kiwis with past credit challenges secure fast, stress-free car finance with tailored solutions.
Even if you’ve faced credit challenges in the past, approval is still possible. Our streamlined process ensures fast approvals, transparent terms, and flexible repayment options tailored to your lifestyle and budget.
We understand that everyone’s financial journey is different. That’s why our bad credit car loans are built around flexibility, transparency, and speed—without unrealistic promises or hidden conditions. We focus on your current situation, not just past credit issues, helping you move forward with confidence, fair terms, and a clear path to approval.
Get loan outcomes quickly, even with defaults, missed payments, or previous declines.
Apply online, get approved within hours, and drive away the very same day.
Our bad credit car loans are designed to be accessible and inclusive, while still keeping repayments manageable and responsible.
Whether employed, self-employed, or supported, showing reliable income helps prove your financial stability for loan approval.
Applicants must be 18 or older and a New Zealand resident to qualify for our financing programs.
We’ll assess your situation to ensure repayment plans are helping you succeed without financial stress.
Follow a clear, step-by-step journey to find the right loan, apply with ease, get approved fast, and receive your payout.
Complete a quick form in minutes with no paperwork, giving us the details we need to match your loan.
Receive a fast decision within hours, with clear communication so you know exactly where you stand at every stage.
Once approved, your funds are released quickly, letting you secure your vehicle and hit the road without delays.
Struggling with bad credit? We specialize in approvals for all situations. Apply today and take the first step toward driving your next car.
