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FAQ

Questions and Answers

Client's Frequently Asked Questions

You can apply by completing our online application form. It’s quick, secure, and you'll receive a decision within hours.

Eligibility is based on factors including your credit rating, income, and financial stability. You must be aged 18 or older.

We aim to provide loan approval within one hour, and same-day funding is available if all required documents are signed and submitted by 3 PM.

Our interest rates range from 11.25% to 28.95% per annum. The exact rate depends on your individual circumstances, including your credit score and loan term.

Fees may include an establishment fee of up to $150 and an introducer fee of up to $995. For example, a $5,000 loan over 12 months at 11.25% p.a. includes fees totaling $495, resulting in a total repayment of $5,796.42.

Yes, we offer pre-approvals so you can know your borrowing capacity before you proceed with your plans. This gives you confidence and financial clarity.

If you miss a repayment, it’s important to contact us immediately. We understand that circumstances can change and will work with you to find a solution. Please note that missed repayments may affect your credit rating and incur additional fees.

Yes, you can repay your loan early. This can save you money on interest in the long run.

We offer vehicle loans and personal loans for various needs, including home improvements, debt consolidation, and unexpected expenses.

You can contact us via email at office@limitlessfinance.co.nz or call us at +64 22 4055 093 during business hours. Our friendly team is ready to assist you with any questions or concerns. Our business hours are Monday to Friday from 10 AM to 5 PM, and Saturday from 10 AM to 4 PM.

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+64 22 4055 093

Limitless Calculator

Car Loan Calculator

Loan Amount

$1000 $60000

For How Long 27 Months

12 Months 60 Months

Interest

Estimated Repayments From

$643.55/wk

$2,899.32/mth

$67,909.00 total payable over the full term

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Calculated at an example rate of 19.95% p.a*

Car Amount
Interest Rate 11.25%

Months12 months (1 year)

$0

This calculation is based on a Personal Unsecured loan of $0.00 paid over 0 years, 0 months at 11.25% per annum fixed. We've included the $495.00 loan processing fee. The total interest amount payable over the term would be $0.00. Total repayments over the term of the loan would be $0.00.