Get approved for car finance even while on ACC or government benefits. We offer flexible, inclusive loan options designed to support your mobility and financial stability.
We help Kiwis on ACC or government benefits access reliable car finance with simple criteria, fair repayment options, and a stress-free process built around real-life needs.
Limitless Finance specialises in car loans for people receiving ACC or government benefits. We make financing simple, supportive, and judgment-free, with fair terms, clear guidance, and approvals designed around your real situation.
Be on the road sooner with approvals in just hours—no waiting, no stress.
Enjoy affordable finance with rates starting from just 11.5% p.a., designed to fit your budget.
Flexible repayment terms from 12 to 60 months—giving you full control and confidence
Browse from a wide range of quality vehicles through our nationwide dealer network, with access to exclusive offers.
Our bad credit car loans are designed for everyday Kiwis, making finance simple, inclusive, and accessible for a fresh start.
Whether employed, self-employed, or supported, showing reliable income helps prove your financial stability for loan approval.
Applicants must be 18 or older and a New Zealand resident to qualify for our financing programs.
We’ll assess your situation to ensure repayment plans are helping you succeed without financial stress.
Follow a clear, step-by-step journey to find the right loan, apply with ease, get approved fast, and receive your payout.
Complete a quick form in minutes with no paperwork, giving us the details we need to match your loan.
Receive a fast decision within hours, with clear communication so you know exactly where you stand at every stage.
Once approved, your funds are released quickly, letting you secure your vehicle and hit the road without delays.
Whether you're on ACC or receiving government benefits, we make securing car finance simple, fair, and accessible. Apply today and take the next step toward reliable transport.
