FAQs
Your Questions, Answered with Clarity
We know car finance can feel overwhelming, so we’ve simplified it. Our FAQs provide clear, transparent answers to the most common
Frequently asked questions
Find clear answers to common finance questions, from applications to repayments, in one easy place.
How do I apply for a car loan?
Simply complete our secure online application form. It only takes a few minutes, and you’ll receive an approval decision within hours.
What are the eligibility requirements for a car loan?
You must be at least 18 years old. Approval is based on factors such as income, credit history, and overall financial stability.
How long does the approval process take?
Most applications are approved within an hour. Same-day funding is possible if all documents are completed and submitted before 3 PM.
What interest rates are available?
Rates start from 11.5% per annum. Your exact rate will depend on your credit profile, loan amount, and chosen repayment term.
What happens if I miss a repayment?
Contact us right away if you miss a payment. We’ll work with you to resolve it. Please note, missed repayments may affect your credit score and incur fees.
Can I refinance my current car loan?
Yes, refinancing is available and may help reduce your repayments or interest rate. Reach out to us to review your options.