Terms of Conditions
Terms and Conditions
Effective Date: [29/-4/2026]
Website: https://limitlessfinance.co.nz
1. Introduction
Welcome to Limitless Finance. By accessing or using this website, you agree to comply with and be bound by these Terms and Conditions. If you do not agree, please do not use our services.
2. About Us
Limitless Finance provides vehicle finance brokerage services in New Zealand, connecting customers with lenders and dealerships to facilitate car loans and related financial services.
3. Services
We offer:
- Car finance brokerage
- Loan application assistance
- Access to third-party lenders
- Insurance product referrals
We do not guarantee loan approval, as all approvals are subject to lender criteria.
4. Eligibility
To use our services, you must:
- Be at least 18 years old
- Be a New Zealand resident or eligible applicant
- Provide accurate and complete information
5. Loan Applications
By submitting an application:
- You consent to us sharing your details with lenders and partners
- You confirm all information provided is accurate
- You authorize credit and identity checks
Approval, interest rates, and terms are determined by third-party lenders.
6. Fees & Charges
- We aim to provide transparent services with no hidden fees
- Any applicable fees will be disclosed before agreement
- Lenders may apply their own fees and interest rates
7. Third-Party Services
We work with external lenders and dealerships.
We are not responsible for:
- Their decisions
- Their terms or conditions
- Any agreements entered into with them
8. Website Use
You agree not to:
- Use the site for unlawful purposes
- Attempt to hack, disrupt, or misuse the website
- Provide false or misleading information
9. Intellectual Property
All content on this website (text, images, branding) is owned by Limitless Finance and may not be copied or reused without permission.
10. Limitation of Liability
To the fullest extent permitted by law:
- We are not liable for any indirect or consequential loss
- We do not guarantee uninterrupted website access
- We are not responsible for lender decisions or outcomes
11. Privacy
Your personal information is handled according to our Privacy Policy. By using our services, you agree to how we collect and use your data.
12. Changes to Terms
We may update these Terms at any time. Continued use of the website means you accept the updated Terms.
13. Governing Law
These Terms are governed by the laws of New Zealand.
14. Contact Us
For any questions: