Personal Loans

Get Approval Today!

Approval within 1 hour and same day funding!

Flexible Solutions for Every Situation

Sometimes you need a little extra to make goals a reality or to handle life’s unexpected curveballs. Whether you have a project in mind or need quick funds, we can help.

For as low as

11.5

%

pa

Minimum monthly of

12

 

months

Why Choose Us?

Fast Loan
Approvals

Who likes waiting? No one. Get a loan decision in less than three hours and payout on the same day if documents are signed by 3 PM.*

Trusted
Support

Before, during, and after you apply for a loan, we’re here to help. Have a chat and get answers to any queries you have.

Celebrating getting accepted for finance in Auckland

Flexible
Repayments

Everyone manages their money differently. We offer weekly, fortnightly, and monthly repayment options to suit your financial needs.

No Surprises down the line

Important Information

Understanding the details of our loan offerings is crucial. Our fixed interest rates range from 11.25% to 28.95% p.a., with terms from 12 to 60 months, depending on your circumstances. Fees apply, including establishment and introducer fees. Approval is subject to lending criteria and an affordability test. Quick decisions and same-day payouts are available if all conditions are met.

Fixed interest rates range from 11.25% p.a. to a maximum of 28.95% p.a. on loan terms of 12 to 60 months. The actual rate depends on your circumstances, the type of lending required, and the security provided.

Fees apply, including an establishment fee of up to $150 and an introducer fee of up to $995. Example: A $5,000 loan over 12 months at 11.25% p.a. has fees totaling $495, with a total repayment of $5,796.42.

Approval is subject to meeting lending criteria and an affordability test. Our lender will independently assess your eligibility.

One-hour application decision subject to the affordability test and supplying all required information.

Available if documentation is completed by 3 PM and all conditions are met.

People in a car after being accepted for finance in New Zealand.

Easy Car Loan Approval

Ready to Apply?

Start your car loan application today and get approved quickly. Enjoy the benefits of low rates, flexible terms, and a smooth application process.

FAQ

Your Questions Answered

You can apply for a car loan by completing our online application form. It’s quick, secure, and you’ll receive a decision within hours.

 

Eligibility is based on several factors including your credit rating, income, and financial stability. You must be aged 18 or older.

We aim to provide loan approval within one hour, and same-day funding is available if all required documents are signed and submitted by 3 PM.

Our interest rates start as low as 11.5% per annum. The exact rate depends on your individual circumstances, including your credit score and loan term.

Yes, we offer pre-approvals so you can know your borrowing capacity before you decide on a car. This gives you confidence and bargaining power when shopping.

If you miss a repayment, it’s important to contact us immediately. We’ll work with you to find a solution. Missed repayments may affect your credit rating and incur additional fees.

Yes, you can refinance your existing car loan to potentially lower your interest rate or monthly payments. Contact us to discuss your options.

Limitless Calculator

Car Loan Calculator

Loan Amount

$1000 $60000

For How Long 27 Months

12 Months 60 Months

Interest

Estimated Repayments From

$643.55/wk

$2,899.32/mth

$67,909.00 total payable over the full term

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Calculated at an example rate of 19.95% p.a*

Car Amount
Interest Rate 11.25%

Months12 months (1 year)

$0

This calculation is based on a Personal Unsecured loan of $0.00 paid over 0 years, 0 months at 11.25% per annum fixed. We've included the $495.00 loan processing fee. The total interest amount payable over the term would be $0.00. Total repayments over the term of the loan would be $0.00.