Get approved for a car loan even on a learner licence. We make financing simple, flexible, and stress-free for first-time drivers across New Zealand.
Whether you're new to driving or just starting your journey, our learner-friendly finance options offer low deposits, simple requirements, and flexible repayments built for first-time buyers.
Limitless Finance makes it easy for learner drivers to get on the road sooner. We offer simple approvals, supportive lending options, and clear terms—helping first-time buyers finance a car with confidence and ease.

Get loan outcomes quickly, even with defaults, missed payments, or previous declines.

Apply online, get approved within hours, and drive away the very same day.
Our bad credit car loans are designed for everyday Kiwis, making finance simple, inclusive, and accessible for a fresh start.
Whether employed, self-employed, or supported, showing reliable income helps prove your financial stability for loan approval.
Applicants must be 18 or older and a New Zealand resident to qualify for our financing programs.
We’ll assess your situation to ensure repayment plans are helping you succeed without financial stress.
Follow a clear, step-by-step journey to find the right loan, apply with ease, get approved fast, and receive your payout.
Complete a quick form in minutes with no paperwork, giving us the details we need to match your loan.
Receive a fast decision within hours, with clear communication so you know exactly where you stand at every stage.
Once approved, your funds are released quickly, letting you secure your vehicle and hit the road without delays.
Starting out shouldn’t be stressful. We specialise in fast approvals for learner drivers with simple requirements and flexible repayment options. Apply now and get on the road sooner.