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Insights, Guides & Car Finance Tips
Get clear, practical guidance to help you understand your finance options, compare loan types, and make confident, well-informed decisions for your next vehicle purchase.

Preapproval vs Full Car Loan Approval: What’s the Difference?
When applying for finance, many people confuse preapproval with full approval, but the two serve very different purposes. A preapproval is an initial check from

Car Finance with ACC or Beneficiary Income – What You Need to Know
IntroIf your main source of income comes from ACC or a benefit, you might assume that getting car finance is out of reach. The truth

Car Finance Options for Work Visa Holders in New Zealand
IntroIf you’re in New Zealand on a work visa, having a car is essential — whether it’s for getting to work, exploring the country, or

Can You Get Car Finance with a Learner Licence in NZ?
Getting your first car while holding only a learner licence might seem challenging, but in New Zealand it’s more achievable than most people think. Many