Preapproval vs Full Car Loan Approval: What’s the Difference?
When applying for finance, many people confuse preapproval with full approval, but the two serve very different purposes. A preapproval is an initial check from lenders that tells you how much you’re likely to borrow based on your income, credit score, and affordability. It doesn’t lock anything in but gives you confidence when shopping for […]
Car Finance with ACC or Beneficiary Income – What You Need to Know
IntroIf your main source of income comes from ACC or a benefit, you might assume that getting car finance is out of reach. The truth is, supportive lenders are making it possible for more people in this situation to own a reliable car. Description (longer post)Finance providers in New Zealand recognise that mobility is vital […]
Car Finance Options for Work Visa Holders in New Zealand
IntroIf you’re in New Zealand on a work visa, having a car is essential — whether it’s for getting to work, exploring the country, or simply managing everyday life. But can temporary visa holders get car finance? The answer is yes. Description (longer post)Work visa car finance is specifically designed to help migrants and temporary […]
Can You Get Car Finance with a Learner Licence in NZ?
Getting your first car while holding only a learner licence might seem challenging, but in New Zealand it’s more achievable than most people think. Many lenders now offer flexible options specifically designed for new drivers who are just starting out. Description (longer post)A learner licence is often the first step towards independence, and having your […]